I'm new to this website, and I am seeking feedback from anyone who's won the battle in regards to insurance coverage. My daughter is 19, diagnosed at 7. She cannot currently drive, works part-time, and is a full-time on-line student at our local technical college. My husband and I, and her boyfried, all work full-time hours, as do her friends that are not away at college or full-time students elsewhere. We live in a small town, rural community in Wisconsin, and right now, we're doing pretty well with transportation issues. Next school semester is another story competely.
Jobs for inexperienced 19-year old girls are pretty limited in this area, and we all feel lucky she was able to get a part-time job in a retail store in a nearby mall. As I said, she's currently a full-time on-line student. That is going to be impossible going forward with her major, and she will not be a full-time student next semester. I carry our insurance through my employer, and can't afford to shell out the $500-800 PER MONTH estimate that's been given to me to continue to carry her under my policy. We've tried seaching for ride-sharing, as the buses and taxis in Madison don't come to our community.
Do we have any options for our daughter insurance-wise? Being a student with a job means not much money for her, and with the ecomony tanking last year, my husband and I are also struggling. Any advice or recommendations would be greatly appreciated. We're a little lost right now!