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HERMESIEL
HERMESIEL

Having a HUGE INSURANCE ISSUE!!! I need suggestions... PLEASE

Hi folks, I will be losing my insurance in May, and I am taking Lamictal XR ( 800 mil per day) and I am having a HARD TIME trying to find a Health insurance provider that will cover me as soon as I enroll for it. Mostly everyone wants me to wait 12 months for pre existing conditions, and they want to charge you a arm and a leg for it. The "Hippa Insurance" is going to cost me over $1,500.00 a month, I told the guy that I might as well, pay out of pocket for my own meds instead of pay for the insurance. That is more than that Rent!!! I  am at a loss at this point, I don't know what to do... I just wanted to know if anyone out there could give me any suggestions, on insurance providers that might could help, or anything that might be helpful, it TRUELY WOULD BE APPRECIATED. Thanks for your time, Take Care. ~Kellie~ Nashville, TN

By HERMESIEL at Tue, 03/16/2010 - 5:58pm | 81 views | 14 comments

Recent Comments on this Discussion

... I just happen to think, you can fill RXs online at pharmacies in Canada and have the meds shipped to you. 

... and Lamictal is available in generic so that might save you a few more pennies as well.

Again, good luck!!

Amanda Omaha, NE

Shakey...

Kellie,

I am sooo sorry.  Insurance companies are a legal form of robbery.  It is all just a crock of S#*T!!!!

New jobs insurance won't cover you until you have been there for 60-90 days, but by that time any condition has become a pre existing one and is not covered until for a year- a year and a half.

Apparently, the same thing happened to me.  I was taking Lamictal and Topamax.  I talked to my neurologist about my situation and he prescribed carbamazepine and dilantin (generics)  I have to pay out of pocket for both until my condition is no longer considered a pre existing one by the insurance.  Fortunately, the new meds are working.

 Again, I am sorry that you are having to go through this.  I hope everthing works out for you.

Amanda => Omaha, NE

Shakey...

Kellie,

Contact this website and they should be able to point you in the right direction in getting some help.

http://www.epilepsytn.org/

Good Luck, Curt

wyboemail

It may not be a big help, but lamictal.com has coupons you can get on their website. 

Or here:  http://www.gskforyou.com  

 

Seruzies

Thanks for your response, and thank you for taking the time to help. I appreciate it. ~Kellie~

HERMESIEL

Dear Kellie,

I don't have an answer to your question but I understand your frustration with the insurance companies. My son is 15 and has tried every drug there is and still has seizures regularly.

I do not live in Nashville TN but after reading your chat you might want to call your congressman  or make an appointment and go to his/her office and tell your story.  If I were you I would urge whoever your congressmen and senators are there in TN to pass the President's health care bill so that you, my son and millions of others who have epilepsy will not be punished for having a preexisting condition and we won't go broke treating that condition.

There is a generic form of Lamictal but I'm not familiar with Lamictal XR. You might want to ask your doctor the risks of switching to a generic but that would save money. 

 

Good Luck,

Laura

Artist44

Thanks for your response, and thank you for taking the time to help. I appreciate it. ~Kellie~

HERMESIEL

Thanks for your response, and thank you for taking the time to help. I appreciate it. ~Kellie~

HERMESIEL

The only suggestion that I can make for you is to check with your local Assistance Office. My husand and I do not have any insurance, but they did give the medical assistance to both of my sons. My oldest son which is a little over 2 years old has had uncontrolled seizures with medication... And I also do not live in TN, so I'm not sure how things work there... sorry couldn't be more helpful...

 

Good Luck,

 

Trey's mom

 

trey2007

Thanks for your response, and thank you for taking the time to help. I appreciate it. ~Kellie~

HERMESIEL
Affordable Meds at Costco! This comes from a person posting on the EFA site: “I have learned while trying to pay for medications when unemployed, like I am, that the best place to get your meds at a very affordable place is Costo…..I just got three months of Lamotragine for $30!”

Phyls Feiner Johnson www.epilepsytalk.com
phylis...

Thanks for your response, and thank you for taking the time to help. I appreciate it. ~Kellie~

HERMESIEL

Go to http://my.epilepsy.com/discussion/988656  I started a new thread for you.

Phylis Feiner Johnson

www.epilepsytalk.com

phylis...

Contact your doctors office. They deal with drug reps who often leave samples. They are also a source of information on how to get into assistance programs for people without insurance. My sister was without insurance and her neurologist provided samples for her until she found help.

dknight