Community Forum Archive
The Epilepsy Community Forums are closed, and the information is archived. The content in this section may not be current or apply to all situations. In addition, forum questions and responses include information and content that has been generated by epilepsy community members. This content is not moderated. The information on these pages should not be substituted for medical advice from a healthcare provider. Experiences with epilepsy can vary greatly on an individual basis. Please contact your doctor or medical team if you have any questions about your situation. For more information, learn about epilepsy or visit our resources section.
Insurance For Epileptics
Sat, 09/03/2011 - 02:32Comments
Re: Insurance For Epileptics
Submitted by IOE on Fri, 2011-09-09 - 17:11
Hello ! I am a 53 year old health insurance agent that was recently diagnosed with epilepsy. I have the head drop seizures. Enough about me.
As far as your pop is concerned..Please consider going to your state insurance website and look into their government funded guaranteed plans. The recent changes in Obamacare really might help your dad out. The premiums for guaranteed plans he may qualify for through your state will probably pleasantly surprise you. They are very comprehensive plans. Otherwise he may have to pay the long dollar until he turns 65.
More importantly in the long run, he qualifies for medicare and medicare supplements when he turns 65 no matter what and sooner if he qualifies as disabled. Please understand that no matter what state you're in, there is a period when he turns 65 where no medicare supplement insurance company can rate him up or turn him down based on any health conditions. In fact they cannot even ask him any health questions. He must not miss the open enrollment period or he may really be up the creek with higher premiums and limited choices in health coverage for the rest of his life.
You can go to www.medicare.gov and get the scoop on that.
Hope this helps,
Bryan
Hello ! I am a 53 year old health insurance agent that was recently diagnosed with epilepsy. I have the head drop seizures. Enough about me.
As far as your pop is concerned..Please consider going to your state insurance website and look into their government funded guaranteed plans. The recent changes in Obamacare really might help your dad out. The premiums for guaranteed plans he may qualify for through your state will probably pleasantly surprise you. They are very comprehensive plans. Otherwise he may have to pay the long dollar until he turns 65.
More importantly in the long run, he qualifies for medicare and medicare supplements when he turns 65 no matter what and sooner if he qualifies as disabled. Please understand that no matter what state you're in, there is a period when he turns 65 where no medicare supplement insurance company can rate him up or turn him down based on any health conditions. In fact they cannot even ask him any health questions. He must not miss the open enrollment period or he may really be up the creek with higher premiums and limited choices in health coverage for the rest of his life.
You can go to www.medicare.gov and get the scoop on that.
Hope this helps,
Bryan
Re: Insurance For Epileptics
Submitted by phylisfjohnson on Sat, 2011-09-03 - 11:39
I probably can't list all the links here, so go to the search bar on my site and type in: "Health Insurance -- No Cost & Low Cost"
Phylis Feiner Johnson www.epilepsytalk.com
I probably can't list all the links here, so go to the search bar on my site and type in: "Health Insurance -- No Cost & Low Cost"
Phylis Feiner Johnson www.epilepsytalk.com