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Epilepsy and Life Insurance
Sun, 02/18/2007 - 10:59Comments
Re: Epilepsy and Life Insurance
Submitted by GF70 on Sat, 2013-02-23 - 14:45
Insurance
Submitted by mautzu on Thu, 2010-09-02 - 05:46
I don't know how health insurance work or which is the law about epilepsy and insurance but i know that a Let Property Insurance policy will normally cover standard perils such fire,lightning,explosion, earthquake,storm,flood, escape of water/oil, subsidence, theft and malicious damage.
I don't know how health insurance work or which is the law about epilepsy and insurance but i know that a Let Property Insurance policy will normally cover standard perils such fire,lightning,explosion, earthquake,storm,flood, escape of water/oil, subsidence, theft and malicious damage.
Re: Epilepsy and Life Insurance
Submitted by DBL on Wed, 2011-02-09 - 22:19
Well I am almost 61 and have nocturnal-only seizures since I was around 10 years old. I was rejected for a savings bank life insurance (SBLI) term insurance back in my 30's but did find a company that extended universal whole life to me after much looking around through a financial advisor.
That policy is about to make dramatic increases in my premium so I am in the process of cancelling that and taking out a new policy through West Coast Life ($250,000 coverage for 15 years for $2862 a year.)
The only problem is that they are charging me a higher rate because of eplipesy and we were not able to find anyone who wouldn't up the cost for the same reason.
So my question is has anyone with eplipsy found reasonably priced life insurance without all kinds of extra strings attached due to eplipsey and if so what was the rate and what was the company (and how old are you).
There must be some reputable Life Insurance Companies out there that take a more nuanced view of this disease, especially for somelike me with nocturnal-only seizures.....
Regards,
DBL
Well I am almost 61 and have nocturnal-only seizures since I was around 10 years old. I was rejected for a savings bank life insurance (SBLI) term insurance back in my 30's but did find a company that extended universal whole life to me after much looking around through a financial advisor.
That policy is about to make dramatic increases in my premium so I am in the process of cancelling that and taking out a new policy through West Coast Life ($250,000 coverage for 15 years for $2862 a year.)
The only problem is that they are charging me a higher rate because of eplipesy and we were not able to find anyone who wouldn't up the cost for the same reason.
So my question is has anyone with eplipsy found reasonably priced life insurance without all kinds of extra strings attached due to eplipsey and if so what was the rate and what was the company (and how old are you).
There must be some reputable Life Insurance Companies out there that take a more nuanced view of this disease, especially for somelike me with nocturnal-only seizures.....
Regards,
DBL